Special Assessments for Insurance Do Not Automatically Qualify as “Emergency” Assessments

Insurance premium spikes do not automatically let California HOA boards skip a membership vote. Civil Code 5610’s emergency exceptions are narrow, and most insurance special assessments above the 5 percent aggregate still require owner approval under section 5605.
The $100 Fine Cap Is Real. Boards That Keep Using Old Penalty Schedules Are Inviting Challenges

California’s AB 130 caps most HOA fines at $100 per violation or the posted schedule, whichever is lower. Boards still quoting higher old-schedule amounts create easy due-process challenges under Civil Code 5850.
AB 2050 Is Coming for Your Reserves: The 30-Year Funding Floor Most Boards Have Never Modeled

AB 2050 requires California HOAs to fund a 30-year reserve floor starting in 2032. Boards that have never modeled the minimum contribution will face forced increases or special assessments if they wait.
Your HOA’s Insurance Just Doubled. Here Is Exactly What the Board Can (and Cannot) Do About It

California HOA boards facing doubled insurance premiums can levy special assessments only within Civil Code 5605 limits or a true emergency under 5610. Mislabeling the increase often triggers owner challenges and recall efforts.
The 14-Day Utility Emergency Rule Is Brutal — What Happens When Your Aging East Bay Pipes or Wiring Fail

Learn how California’s 2025 14-day utility repair rule affects aging East Bay HOAs when common-area pipes, wiring, water, gas, heat, or electrical systems fail.
AB 130 Took Away Our Fines — How East Bay Boards Are Now Powerless

Learn how AB 130’s $100 HOA fine cap is changing enforcement for East Bay boards, and what legal tools remain for chronic violations, nuisance issues, rule enforcement, and community disruption.
7 Critical SB 326 Balcony Inspection Steps for Oakland HOAs in 2026

Learn SB 326 balcony inspection requirements for California HOAs. Deadlines, costs ($500-$2,000), sampling methods & compliance steps for Oakland associations.
CA HOA Fine Limits 2026: AB 130 Compliance Guide

Learn how California’s AB 130 caps HOA fines at $100. Get compliance strategies, cure processes, and enforcement tips for East Bay communities.
California’s New HOA Laws for 2025: What East Bay Boards Need to Know

Just when your HOA board mastered last year’s regulations, California lawmakers have cooked up a fresh batch of rules to keep you on your toes.
Reserve Fund Management: How East Bay HOAs Can Plan for Future Expenses

We’ve all been there—that uncomfortable HOA meeting where the board president clears their throat and announces, “So…turns out our 40-year-old roof didn’t magically become immortal, and we need $400,000 by next month